Mutual insurers, social action funds, insurers, assistance operators, housing providers and industry funds Sector-specific framework

Pay out one-off support, usable only for what it is meant for.

Accommodation, transport or essential equipment: cover the expenditure in earmarkable digital euros. These are euros, held in a real account, that can only be used for what you decided. Those rules, set before the money is spent, are the earmarking. The person supported holds an account and a universal payment card. Every payment is recorded on a tamper-proof blockchain.

Illustration of the “Targeted support” use: a real scene from the sector, a person in context or a place where money is spent.

You want to…

You want to provide fast, dignified help to the person supported. You want to keep control of the expenditure covered. And to find every payment in their file.

We have the solution: an envelope earmarked by supplier, area, period and ceiling, activated in real time. 100% of operations are checked before execution.

You choose who, when, how much, where and what for.

Concrete benefits

What the programme changes for your teams.

Help that is defined and available at once

The envelope, the period and the suppliers match the need retained; the account and the card are activated straight away. For example, €300.00 for emergency accommodation.

A dignified, legible experience

The person supported knows what they can pay for, where and until when, without justifying every purchase.

A planned close

Payments, refunds and balances are handled under the agreed framework, then reconciled with the file.

An assistance service, a discretionary grant and an insurance indemnity are three distinct things. Earmarking an indemnity is not offered here. The scope covered and the applicable obligations are confirmed before any proposal.

A scenario in three steps

Paying for the services of an assistance programme

The first conversation

The organisation confirms the need, the person supported and the terms of cover.

Funding and payment

Services are paid for with authorised suppliers, using the means opened to the programme.

Tracking and reconciliation

Authorised teams reconcile the payments with the file and handle the balance.

Who does what

Funder: The organisation covering the expenditure
Decision-maker: Management of social action, assistance or the programme
Who runs the programme: The organisation or the body it mandates, with the MAP services retained
Beneficiary: The person supported
Supplier: The providers authorised for the cover

Roles as they would be defined in the programme, to be confirmed in the first conversation.

What you see

The payments attached to the file, their status, the refunds and the remaining balance, for authorised teams.

Related services

The services retained for this need.

The availability level is stated on each service. The services retained are confirmed with your teams, in the first conversation.

Compose a programme

Programme electronic money The earmarkable digital euro: euros, on a real account, that can only be used for what you decided. Issued, allocated, used and redeemed within the programme. Earmarking and rules of use You choose who, when, how much, where and what for. 100% of operations are checked before execution. Accounts and payments A real account, a universal payment card, a QR code and an app. Your beneficiaries pay anywhere in the world and online, within the rules you set. Traceability and blockchain proof Every payment recorded on a tamper-proof blockchain; the proof covers the payment, through to the supplier.

Terms and questions

What we settle with you.

Services, means of payment, rules and tracking are settled in the first conversation, then configured for your programme. The proof covers payments, not the results of your action.

What we establish on the record

An assistance service, discretionary help and an insurance indemnity are three distinct things. Generic earmarking of an insurance payout is outside the scope. Accessibility, availability, lead times and applicable obligations are confirmed before any proposal.

The Poto reference and its limits Compliance centre

Frequently asked questions

What happens if a payment is refused or refunded?

100% of operations are checked before execution. A payment outside the rules is refused, and the reason is recorded. The beneficiary knows why straight away. Refunds and remaining balances follow the programme contract. An end date does not make the funds disappear.

Do all funders see all the data?

No. Each role sees what concerns it, and nothing more. A funder follows the payments of its own programme in real time. It has access neither to beneficiaries’ personal data nor to their files.

Does MAP provide an account, an IBAN and a card?

Yes. A real account with an IBAN, incoming and outgoing transfers. A universal payment card, not a prepaid card. Online payment, the QR code and the app, usable anywhere in the world. Your programme’s rules decide where and what they work for.

The twelve answers

Get in touch

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