MAP
Companies, finance and human resources teams Tailored programme

Fund your employees’ needs, within a clear framework.

Equipment, services or professional support: give your employees a dedicated budget. Earmarkable digital euros are euros, held in a real account, that can only be used for what you decided. Those rules, set before the money is spent, are the earmarking. Each employee holds an account and a universal payment card. Every payment is recorded on a tamper-proof blockchain.

Two professionals sort neutral envelopes by purpose on a table.
You want to…

You want to give your teams the means to act. You want to state clearly what each budget may fund. And to hold a tamper-proof record for your internal control.

We have the solution: a budget earmarked by supplier, area, period and ceiling. It is used with a real account and a universal payment card. 100% of payments are recorded on a tamper-proof blockchain.

You choose who, when, how much, where and what for.

Concrete benefits

What the programme changes for your teams.

A budget that reads clearly

The employee sees the amount available, the period and the authorised suppliers in the app. For example, €400.00 for office equipment.

One framework, envelopes to match

You choose who, when, how much, where and what for; every rule is applied before the payment is executed.

A record for internal control

Every payment carries its amount, supplier, date and the rule applied, recorded on the blockchain.

A scenario in three steps

Delegating an equipment budget

01

The first conversation

The company defines the need, the employees concerned, the amount, the period and the authorised suppliers.

02

Funding and payment

Each employee pays suppliers with their account and card; 100% of operations are checked before execution.

03

Tracking and reconciliation

The finance team reconciles payments, supporting documents and the records written to the blockchain.

Who does what

Funder
The company, on its own budget
Decision-maker
Finance or human resources management
Who runs the programme
The company, with the MAP services retained
Beneficiary
The employee covered by the envelope
Supplier
The suppliers opened to the programme

Roles as they would be defined in the programme, to be confirmed in the first conversation.

What you see
You find every payment of the programme, its status and the rule applied. You have what accounting reconciliation needs. What is covered is agreed with your teams.
Terms and questions

What we settle with you.

Services, means of payment, rules and tracking are settled in the first conversation, then configured for your programme. The proof covers payments, not the results of your action.

What we establish on the record

We qualify with you the nature of the budget and its accounting, social and tax treatment. An earmarked budget replaces neither a salary nor an expense reimbursement that is owed. Regulated meal-voucher, home-services and works-council schemes fall under a different regime and are not part of the service.

Frequently asked questions

What can I decide for my programme?
Who, when, how much, where and what for. You choose the registered beneficiaries, the ceilings per transaction, per day or per month, the period, the authorised suppliers or categories, the geographic area. You allow online payment and cash withdrawals, or you do not. For example: €600.00 per household, at food suppliers in the chosen area, for three months.
Does MAP provide an account, an IBAN and a card?
Yes. A real account with an IBAN, incoming and outgoing transfers. A universal payment card, not a prepaid card. Online payment, the QR code and the app, usable anywhere in the world. Your programme’s rules decide where and what they work for.
What information do my teams get?
Every payment, its status and the rule applied, in real time, in the view set for each role. Authorisation and final settlement remain two distinct steps.

The twelve answers

Get in touch

Let us describe your programme.

Tell us who funds the programme, who uses the funds and what it must make it possible to pay for. A MAP expert gets back to you, with no commitment.

Talk to an expert How it works A MAP expert will get back to you, with no commitment.