Resources

Understanding MAP payment programmes.

Short reads, before you decide. What MAP does and does not do. What electronic money is, and what sets it apart from a bank deposit. What sets it apart from the Eurosystem’s digital euro project. And the words used on this site.

See the frequently asked questions Talk to an expert

Five reads

Where to start

Each page answers one precise question and points to how it works when the detail matters.

Frequently asked questions Twelve questions, grouped by theme: audiences and product, account and card, collection and roles, blockchain and limits, integration, cost and timetable. Frequently asked questions

Understanding electronic money Definition, actors, life cycle and the distinction from a bank deposit, with an example and the official sources. Article · Reviewed on 11 September 2026

Earmarked money, bank deposit, digital euro Three distinct objects: who issues what, what earmarkable means, and the limits of what each one allows you to promise. Comparison article · Reviewed on 11 September 2026

Glossary The words of a programme, defined simply: funder, operator, beneficiary, supplier, earmarking, tamper-proof, AI supervision, universal card. Reference

Press references The publications that talk about MAP, dated and linked to their source. Verifiable references only. Press

Key points

The five notions to remember

The vocabulary used everywhere on this site, in five lines. The glossary gives the full version.

The product: An earmarkable digital euro: electronic money backed by the euro, one for one, whose use is decided before the payment.
The funder’s choice: You choose who, when, how much, where and what for.
The means of payment: A real account with an IBAN, a universal payment card, online payment, the QR code and the app.
The proof: Every payment recorded on a tamper-proof blockchain: amount, supplier, date, rule applied.
The control: AI supervision: 100% of operations checked before execution.

What these pages do not contain

No activity figure, no client, no result and no price appears in this section. They are published only with their source, what they cover and their date. No article is announced before it exists.

Talk to an expert

A question these pages do not cover.

Ask it directly. A MAP expert answers you on what we can document, with no commitment.

Talk to an expert See the frequently asked questions A MAP expert will get back to you, with no commitment.