Take advantage of the only digital euro available in France today.
To earmark your flows: for whom, for what, when, how much, where and how. All of it traced on a tamper-proof blockchain, for indisputable tracking and audit. MAP is a regulated fintech providing this earmarkable digital euro and the payment methods that go with it: a real account with an IBAN, a universal payment card, QR code, under AI supervision. Your beneficiaries pay in shops, online and anywhere in the world.
- Electronic money institution authorised by the ACPR, no. 17698
- Funds safeguarded at BNP Paribas, held apart from MAP’s own
- A real account: IBAN, universal card, QR code
- A funder opens the Equipment 2026 programme and safeguards a 7 200,00 € allocation.
- Each of the twelve designated beneficiaries receives 600,00 € on a real account, with their own IBAN and universal payment card.
- At the checkout, the drill bought from an approved supplier is accepted for 120,00 €, the purchase outside the category is declined.
- The accepted payment is recorded on the tamper-proof blockchain.
Who are you?
You want to… We have the solution.
Every organisation arrives with its own duty to account. Choose yours.
Companies
You want to equip and support your staff, with no out-of-pocket advances and no expense claims to process. We have the solution.
Networks and franchises
You want to open the same envelope to every member of your network, under shared rules. We have the solution.
Corporate giving, foundations and endowment funds
You want to fund an action and show every contributor what their euro paid for. We have the solution.
Targeted support and assistance
You want to open immediate support for accommodation, transport or essential equipment. We have the solution.
Platforms and operators
You want to connect earmarked budgets to your business journeys, relying on an authorised institution. We have the solution.
Training and mobility
You want to fund a pathway and the expenses that go with it, over the planned period. We have the solution.
Local authorities and the public sector
You want to pay out support that is spent within your area, for its stated purpose, and report on it to your elected members. We have the solution.
Charities and solidarity
You want to collect earmarked donations and pay the suppliers of the action directly. We have the solution.
Create your own currency
You want an earmarked euro in your own colours, for a programme or an area. We have the solution.
The flow
From budget to payment, in four stages.
The mechanism is the same whether you give funds or collect them.
- 01 Collection Funds arrive by transfer and are attached to your programme.
- 02 Issuance They become digital euro, one for one, allocated as envelopes.
- 03 Earmarking Your rules apply before the spend: who, when, how much, where and what for.
- 04 Payment The beneficiary pays the intended suppliers by card, transfer or QR code.
Every payment recorded on a tamper-proof blockchain, checked by the AI before execution
Benefits
What the earmarkable digital euro changes, in seven points.
Select a point: you see what it settles, for the funder and for the beneficiary.
Concrete
- The beneficiary no longer pays out of their own pocket.
- No expense claim to fill in, and no reimbursement to wait for.
- No paper voucher or code to manage: they pay as with any other card.
Programmable
- The money cannot be spent on another purpose.
- No checking to redo afterwards: the rule applies before the payment.
- The same rule applies to everyone, with no exception to arbitrate.
Traceable
- No receipts to chase one by one.
- Every payment is already linked to its programme and its envelope.
- No one can rewrite a record afterwards, and MAP no more than anyone else.
Transparent
- No shared spreadsheet to rebuild in order to report.
- The contributor no longer has to ask where their contribution went.
- The beneficiary knows their balance and their rules without asking.
Real time
- No waiting for month end to know what has been spent.
- Differences in cash position are explained payment by payment.
- Refusals and refunds are visible the moment they occur.
Regulated
- Your compliance team knows who it contracts with, and under which status.
- Funds received are not mixed with the operating funds of the business.
- No operation outside the framework: it is blocked before it is executed.
Trust
- Your funders receive a proof, not a statement.
- You can show that a payment has not been altered afterwards.
- What the proof does not cover is written down, rather than oversold.
Our services
Five services. Two ways to deploy.
You take what your programme needs, and nothing more.
The MAP infrastructure is already in use.
Mes Potos is a solidarity platform that funds the concrete needs of people receiving support, while tracking how each contribution is used. A complete programme: collection, issuance, allocation, payment, and every contributor sees what their euro paid for. It runs on the infrastructure we put at your disposal, with the same services and the same proof. Your programme starts from your own rules.
- Journey
- Contribution, issuance, allocation, payment
- Means
- A real account, IBAN, universal card, QR code
- What you see
- Every payment, per role, in real time
- Proof
- Payments recorded on a tamper-proof blockchain
- A payment of 120,00 € is made at a referenced supplier, on 12/10/2026 at 12:04.
- The payment is sealed: it becomes block 145, carrying the fingerprint 4f2a…c19b.
- The block joins a chain of five blocks, where every block locks the one before.
- Changing the amount to 480,00 € breaks the seal and the link: the chain rejects the change, then the original record is restored.
A tamper-proof proof, with its scope written down.
The proof covers the payment: amount, supplier, date, rule applied. It does not cover the contents of the basket, and no personal data is recorded on the chain.
The four that come up.
The other answers, on who it is for, electronic money, means of payment and budget, are gathered on a single page.
Who is MAP for?
Organisations that give or collect funds for a specific use. Local authorities, companies, networks, corporate donors, foundations and endowment funds, charities and platforms. You pay out or you collect. MAP provides the account, the card, your rules and the proof of every payment.
What is an earmarkable digital euro?
Euros, on a real account, that can only be used for what you have decided. You set the rules before the money is spent: who, when, how much, where and what for. It is electronic money, issued one for one against the euros you pay in. It is neither the Eurosystem’s digital euro project nor a bank deposit.
Does MAP provide an account, an IBAN and a card?
Yes. A real account with an IBAN, incoming and outgoing transfers. A universal payment card, not a prepaid card. Online payment, the QR code and the app, usable anywhere in the world. Your programme’s rules decide where and what they work for.
What can I decide for my programme?
Who, when, how much, where and what for. You choose the registered beneficiaries, the ceilings per transaction, per day or per month, the period, the authorised suppliers or categories, the geographic area. You allow online payment and cash withdrawals, or you do not. For example: €600.00 per household, at food suppliers in the chosen area, for three months.
Thirty minutes to prepare your programme.
Tell us who funds, who uses the funds and what the programme must be able to pay for. A MAP expert will get back to you, with no commitment.